Discover. A brighter future.
With us, you'll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it - we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.
Come build your future, while being the reason millions of people find a brighter financial future with Discover.
Job Description:
At Discover, be part of a culture where diversity, teamwork, and collaboration reign. Join a company that is just as employee focused as it is on its customers, and which is consistently awarded for both. We're all about people and our employees are why Discover is a great place to work. Be the reason we help millions of consumers build a brighter financial future and achieve yours along the way with a rewarding career.
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Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.
Discover's Internal Audit Department (IAD) is committed to providing insightful perspectives, leveraging specialized talent, and delivering a refreshing experience to all of our stakeholders. These commitments are met through technically skilled professionals who are collaborative, hard-working, and highly motivated to consistently deliver high-quality work in a challenging and fast-paced environment. IAD is viewed as an integral part of Discover's risk management framework and is valued by management as a trusted partner.
The Consumer Compliance Internal Audit team assesses business processes and practices for the risk of non-compliance with applicable consumer laws and regulations. The team completes audit testing in a dynamic environment across a wide variety of regulatory topics and assesses risk management frameworks, controls, and governance to provide insights to business partners regarding compliance risk.
Focus Areas include:
- Fair Lending Laws and Regulations
- Consumer Compliance Lending Regulations
- Consumer Compliance Depository Regulations
- Unfair and Deceptive Practices
- Privacy and Consumer Information Regulations
- Community Reinvestment Act
- Compliance Management Systems
Responsibilities:
- Completes assigned audits/audit tasks using department tools and pursuant to department guidelines, within established timetables with high quality results. Discusses findings and solutions with client and audit lead.
- Develops detailed risk assessments and identifies and assesses controls against best practices.
- Continues to develop skill sets by meeting required training and obtaining advanced degrees and/or certification pursuant to department guidelines.
Minimum Qualifications:
- Bachelor's degree in Social Sciences, Engineering, Accounting, Finance, Business Administration or Management, Information Technology, Analytics, or related field
- 2+ years of experience in Applied Sciences, Engineering, Operations, Accounting, Finance, Business or related field, Computer Science, Data Science or related experience
Preferred Qualifications:
- Regulatory Compliance audit experience within an Accounting / Consulting firm, Financial Institution, or Regulatory Agency
- Certifications:
- Six Sigma, STEM, or Business, Risk, Compliance, or Audit related certifications
- CRCM, CPA, CIA, CFE, CAMS, American Bankers Association professional certificates
Application Deadline:
The application window for this position is anticipated to close on Sep-08-2024. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.
Compensation:
The base pay for this position generally ranges between $65,000.00 to $109,800.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.
Benefits:
We also offer a range of benefits and programs based on eligibility. These benefits include:
- Paid Parental Leave
- Paid Time Off
- 401(k) Plan
- Medical, Dental, Vision, & Health Savings Account
- STD, Life, LTD and AD&D
- Recognition Program
- Education Assistance
- Commuter Benefits
- Family Support Programs
- Employee Stock Purchase Plan
Learn more at mydiscoverbenefits.com.
What are you waiting for? Apply today!
All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.
Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights & Pay Transparency Nondiscrimination Provision)
Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email HireAccommodation@discover.com. Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.