At Allstate, great things happen when our people work together to protect families and their belongings from life's uncertainties. And for more than 90 years our innovative drive has kept us a step ahead of our customers' evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection.
Job Description
The Consultant analyzes risk for individual and group coverage, determines eligibility based on application, product, state signed, etc.; and utilizes all other sources such as Medical Information Bureau to make underwriting decisions. Additionally, the consultant will be called on to make recommendations for underwriting policy and updating the Training Guide. The consultant also helps to manage risk assessment of specialty products/projects as assigned.
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Key Responsibilities
Making recommendations to management for changes to be made to underwriting guidelines, procedure, etc.
Process/underwrite specialty products, projects as assigned
Risk Selection decisions are handled in a quality, timely, and productive manner.
Reviews applications for eligibility based on admitted health history, product, state or filing restrictions, Medical Information Bureau and any other source of information provided for review to include life face amounts <$250,000.
Having a geographical underwriting territory assigned and maintained by knowing specific regulations applicable and building of relationships of field personnel and producers
Maintain positive relationships with our internal and external customers through effective Written and Verbal Communication skills, including agents, proposed insureds, and State Departments of Insurance.
Reviews requests for policy changes and reinstatements to determine eligibility
Review referred files from the claims area where information has been developed that was not disclosed on the original application
- Position is 100% remote (working from home)
- Position hours are Monday - Friday 7:00AM - 4:00PM CST
Education
4 year Bachelors Degree (Preferred)
Experience
2 or more years of experience (Preferred)
- Medical Underwriting experience is required. Position is dealing with Medical supplement.
Supervisory Responsibilities
This job does not have supervisory duties.
Education & Experience (in lieu)
In lieu of the above education requirements, an equivalent combination of education and experience may be considered.
Skills
Customer Centricity, Digital Literacy, Inclusive Leadership, Insurance Underwriting, Learning Agility, Medical Terminology, Mentorship, Quality Assurance (QA), Results-Oriented, Time Management
Compensation
Compensation offered for this role is $47,440.00 - 81,902.50 annually and is based on experience and qualifications.
The candidate(s) offered this position will be required to submit to a background investigation.
Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. And one where you can impact the future for the greater good.
You'll do all this in a flexible environment that embraces connection and belonging. And with the recognition of several inclusivity and diversity awards, we've proven that Allstate empowers everyone to lead, drive change and give back where they work and live.
Good Hands. Greater Together.
Allstate generally does not sponsor individuals for employment-based visas for this position.
Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.
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